Finally, one that isn’t trash.
Most calculators ask for one income and one down payment and hand back a monthly payment. This one starts from what you actually have and what you can actually pay every month, works out what that buys, and holds up whether you are buying alone or with someone, in which case it also says who owns what at the end of it.
Your cash is a list of the places it actually sits rather than one number, and you choose how much of each one goes in.
Whatever you leave in a source stays there, so the money you keep on hand is a decision you make rather than a surprise.
Buying with someone means each of you sets your own limit on what a month can cost, instead of being averaged into a single household figure.
The calculator finds the highest price those limits can reach, instead of making you guess and retype.
It shows what a month really costs part by part, what closing day takes off the top, and what anyone buying with you ends up owning.
Sign in to keep a version under a name, send that one to someone, and hold a few side by side while you decide.
